From IPO Frenzy to SIP Discipline: Why 2025 Indian Investors are Leaning Toward Mutual Funds

Indian investors are leaning toward building wealth with Mutual Funds and SIPs, not chasing quick tips. The vibe is to play the long game and learn along the way ^[1].

Start with a practical SIP plan for Mutual Funds. One guide advises a ₹2,000-₹5,000 SIP in a Flexi Cap Fund and the rest in a Liquid Fund—a beginner-friendly setup that earns some returns while you grow comfortable ^[1]. As confidence builds, you can explore direct stocks or ETFs later.

A college student in the discussions backs this path, prioritizing SIPs and index-style bets. They’ve been looking at Nifty 50, Nifty Next 50, and the BSE Sensex Index through mutual funds, and plan to keep up regular SIPs while learning via paper trading ^[2].

Discipline shines in another post: top up SIPs every year. With ₹20,000 to start, the emphasis is on keeping a portion in mutual funds via SIPs and adding a 5% top-up this year—an approach that blends consistency with growth ^[3].

When it comes to screening performance, readers discuss rolling returns and how to access them. Some point to advisorkhoj; others suggest DIY routes like Google Finance checks or building rolling-return sheets in Google Sheets ^[4].

Bottom line: 2025 Indian investors are prioritizing steady, learning-focused paths through Mutual Funds and SIPs to build core wealth before chasing riskier bets.

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