REITs and InvITs are lighting up retirement planning chatter in India, with investors chasing steady dividends and smarter diversification. The vibe: don’t bet everything on equities alone.
Diversification and yields - Investors report around 18% XIRR for REITs and 28% for InvITs, blending dividend income with some price upside [1]. Diversification is seen as wiser than sticking to equities alone [1].
Retirement planning signal - For retirement, REITs are described as a great option because they offer steady quarterly dividends as a corpus builds [1]. Some investors also pepper in InvITs to broaden the income base [1].
Specific names and tools - Investors mention KRT and Anantam as new additions acquired near IPOs, illustrating active allocation in the space [1]. One investor even uses snowball analytics for dividend tracking, highlighting how people monitor income streams [1].
Tax and preference - It’s noted that REITs are taxed like stocks, shaping after-tax income decisions alongside yield profiles [1]. In discussions, many lean toward REITs being preferable to InvITs for retirement-focused income [1].
Takeaway from the thread - The conversation centers on using REITs and InvITs for diversification, dividend income, and long-horizon planning, with real-world examples like KRT and Anantam guiding the path [1].
References
Discusses REITs and InvITs as investments; diversification, dividend income, and retirement planning; compares REITs vs InvITs and questions in India.
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