Index funds are reclaiming ground in Indian investing. A new SIP playbook centers on index exposure, diversification, and staying the course. The OG Nifty 50 approach is popping up again, alongside chatter about a practical 3-5 fund SIP mix [1].
- Nifty 50 Index Fund — core index exposure to anchor a portfolio. [4]
- Flexi Cap — multi-cap tilt for balance between growth and risk. [2]
- Small Cap — higher growth potential but tougher ride. [2]
- Parag Parikh Flexicap — diversified growth with a twist of value style. [4]
- Edelweiss Gold and Silver Fund — a ballast tilt to precious metals. [4]
Also, investors are eyeing access to Parag Parikh S&P 500 via GIFT City to hedge India-heavy portfolios. [3]
Patience matters: "Time in the market beats timing the market" is a recurring refrain for red SIPs, with many sticking it out for the long haul. [3] A common base framework suggests one debt fund, one hybrid fund, one small cap, and one flexicap as starting points. [2] The overall takeaway: the SIP playbook in 2025 leans index-first, diversified, and patient, with Gift City access as a potential hedge. [3]
References
Bro don't invest in stocks but index fund. The OG Nifty 50 investor.
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