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LIC stock performance vs mutual funds: Debunking the myth of 'LIC beats all funds' from a retail lens

1 min read
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Opinions on Indian stocks and mutual funds Debunking

LIC's numbers are turning retail heads: LIC equity up 11% YoY and LIC debt up 15%. How should buyers read this against mutual funds? [1]

Performance snapshot A quick read: LIC’s equity is up 11% YoY, while many large‑cap funds stay below 7%—with the notable exception of Motilal Large Cap Fund [1]. On the debt side, LIC’s investments are up 15% versus roughly 7% for most debt funds [1]. The figures come from sources including Business Standard and Moneycontrol [1].

What this debate really hinges on Retail readers are asking how LIC manages to beat every mutual fund in both equity and debt. It’s a snapshot that sparks questions about risk, time horizon, and portfolio mix—not a guarantee that LIC will outpace funds forever [1].

Adani exposure in LIC’s portfolioAdani exposure is about 0.975% of LIC’s total AUM, purchased at around Rs 30,000 crore and with the current market value near Rs 60,000 crore, yielding a profit of roughly Rs 30,000 crore [2].

Closing thought: a single snapshot isn’t the whole story for a retail investor. Look at diversification, risk appetite, and time horizon when weighing LIC against mutual funds [1][2].

References

[1]
Reddit

LIC secretly beating all equity and debt funds

LIC's equity up 11%, debt up 15%; outperforms most large-cap funds; user seeks explanation of outperformance.

View source
[2]
Reddit

Wait, wasn’t LIC supposed to be sinking investor money by betting on Adani? How the hell did this happen man.

Discusses LIC's Adani stake, potential risk, profits, govt influence, privatization hopes, and broader views on Indian stocks and mutual funds.

View source

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