Groww's IPO moment is splitting Indian retail investors. Some scored their first allotment; others got nothing and still have ₹15,000 to deploy. On listing day, the question is simple: dump for quick gains or hold for the long haul? [1]
Post-1: Sell vs Hold On listing day, the impulse to grab quick gains clashes with the case for patience. The thread centers on selling a slice for cash versus riding the upside of a newly listed name. [1]
Missed allotment playbook - Emmvee or Tenneco are floated as next IPOs to rotate the 15k into, keeping the cycle alive for the year. [2] - A word of caution about Lenskart-era IPOs shows retailers aren’t eager to repeat past listing traps. [2] - Some advise a steady “repeat applications for IPOs” strategy to recycle capital across opportunities. [2]
Gold ETF pivot Pivot to a Gold ETF as a diversification hedge; many see 2-5% exposure as prudent amid IPO churn. [3]
Short-term funds angle For a ~1-year horizon, Short-term funds and other safer cash-plus options are a common landing spot, offering liquidity with modest upside. [4]
ULIP vs MF debate ULIPs are debated hard. In the thread, TATA AIG Sampurna Raksha and the broader ULIP vs MFs discussion surface concerns about charges, lock-ins, and true value versus pure mutual funds. [5]
Closing thought: post-IPO, retail money leaks into IPOs, Gold, and safer funds—the real test is how soon the next listing cycle redraws the map. [1][2][3][4][5]
References
Got My First Ever IPO Allotment - Groww IPO
Indian stock market user got Groww IPO allotment and asks whether to sell on listing day or hold long term
View sourceI did nit get groww allotment. Where can I invest the 15k?
User asks where to invest 15k after IPO allotment miss; discusses IPOs Emmvee, Tenneco; guidance on rotation and caution
View sourceIs investing in a Gold ETF now a good decision?
New investor plans 5k SIP; considers shifting from one MF to a gold ETF; asks ETF option: Nippon or SBI?
View sourceWhere to invest ₹10 lakhs if I’ll need the funds in about a year?
Discusses short-term, relatively safe Indian mutual funds for a one-year horizon, with examples: liquid, ultra-short, arbitrage, debt funds.
View sourceIs TATA AIG Sampurna Raksha plus a good investment?
Examines Tata AIG Sampurna Raksha ULIP, charges and tax claims; compares with term+mutual fund approach; seeks clarity from advisors here.
View source